Personal Banking

Everyday accounts for everyday members

A focused product lineup of no-monthly-fee checking and high-yield member savings. Figures shown are illustrative.

Deposit accounts

Everyday Checking

0.05%APY

A straightforward transaction account with no monthly service charge.

  • No minimum balance
  • Free Guardian debit card
  • Mobile check deposit
  • Nationwide surcharge-free ATM network
Member Savings

3.15%APY

The share account that establishes your membership.

  • $5 opening share
  • Dividends posted monthly
  • Automatic round-ups
Guardian 55+ Checking

0.75%APY

A simplified checking account for members age 55 and over.

  • Free basic checks
  • No monthly fee
  • Free notary at any branch