Business Banking

Accounts and lending for local businesses

A small-business lineup built around how a community credit union serves member businesses. Terms and figures are illustrative.

Business deposit accounts

Business Operating Checking

Day-to-day account for payroll, vendors and deposits.

  • 250 free items per month
  • Dual approval on transfers
  • Positive pay
Business Money Market

3.85%APY

Keep reserves liquid while earning tiered dividends.

  • $10,000 minimum
  • Sweep eligible
  • Monthly dividend posting
Business Certificate

4.35%APY

Lock in a rate on funds you will not need short-term.

  • 6–60 month terms
  • Automatic renewal option

Business lending & services

Commercial Term Loan

7.75%APR

Equipment and expansion financing with fixed payments.

  • Up to 10-year terms
  • Local underwriting
Business Line of Credit

9.25%APR

Revolving working capital for seasonal cash-flow gaps.

  • Draw as needed
  • Annual review
Treasury & ACH Origination

Batch ACH origination, wire initiation and reporting workflows.

  • Dual control
  • Role-based entitlements
  • Same-day processing windows