Checking
Checking accounts without the fine print
Three checking options built around how members actually bank. Rates, fees and features are illustrative.
Everyday Checking
0.05%APY
Our most popular everyday account.
- No monthly service charge
- No minimum balance
- Free Guardian Visa debit card
- Overdraft transfer from savings
Dividend Checking
1.25%APY
Earn dividends by meeting monthly activity requirements.
- 12 debit purchases per cycle
- eStatements required
- ATM fee rebates up to $15
Guardian 55+ Checking
0.75%APY
A simplified account for members age 55 and over.
- Free basic checks
- No monthly fee
- Free notary at any branch